If you have a to-do list with a few uncompleted tasks, you’re not alone according to new research from peer-to-peer (P2P) lender SocietyOne. The study found that Australians have 398.3 million unfinished tasks on their collective to-do lists, which is an average of 21 tasks per person that are incomplete.
SocietyOne spokesperson Danny John said the “nuts and bolts” tasks often remain unfinished because we don’t have the courage to do so.
“Only 13% of Australians said they were procrastinating about doing, or have been unable to complete their tasks, because they don’t have the courage. This tells us that people are brave enough to tackle their to-do list but they need the right things in place to empower them.”
The survey found that 3 in 5 (62%) Australians have procrastinated or been unable to complete their tasks because they don’t have enough money, and interestingly, women have 22% more tasks to complete than men.
Common tasks include painting rooms, landscaping and replacing air conditioning (average 6.1 tasks per person), leisure and lifestyle tasks such as planning a holiday (4.6 per person) and life event tasks such as a wedding proposal or having a baby (3.7 per person).
While the survey found that we need, on average, $ 36,000 to complete all the tasks on our lists, John’s advice is to start small.
“We all know that by ticking off smaller things on our to-do lists, we lift a weight off our shoulders and this enables us to then go and kick those goals which have a big impact on our lives,” he said.
“While saving and using your own money to complete tasks is the best option, sometimes it isn’t practical or feasible to wait until you save the funds. A fixed-term personal loan can be a good alternative as it allows you to plan ahead and is better than using your credit card, which usually has higher interest rates.”
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